Residential Product

Lot Acquisition, Construction, Permanent Mortgages

Lot Acquisition: These loan programs allow for the purchase of lots for future home construction. Programs are available on a full or alternative documentation format.

Construction: These loan programs vary from a straight construction loan, to a single close program, which automatically rolls into the permanent loan. They are available in various commitments, including but not limited to, 30 year and 15 year fixed, to 3/1 and monthly adjustables, for example.

Permanent Mortgages: The list is endless: full documentation, stated income, no income or asset verification; fixed rates, numerous adjustable rate variations, to interest only. The best way to answer which one is correct for you and your objectives, is to discuss all factors of your transaction and your personal situation and goals.

Second Mortgages: Second mortgages are available for construction, debt consolidation and other related purposes.

Get Pre-approved: The best way to start the home buying process is to know how much home you can afford to buy. A pre-approved mortgage loan will help you shop for a home in the right price range, knowing with confidence that you can afford the payments and that financing can be arranged quickly and easily.

What's more, a pre-approved mortgage loan helps you negotiate with the seller from a position of strength, much the same as an all cash buyer. Getting your mortgage loan pre-approved with Estate Lender is easy. Simply fill out the online application (click here to apply) or call 949-723-4787 to start the process now.